lindseyw

I want to apply for this card bc it offers great cashback opportunites, however the terms & conditions made me question their promises! If you have the card, you know it offers 5% cash back on all gasoline, office supplies, & cell phone purchases... however, in the FINE PRINT it says that in order to recieve the 5% cashback the merchant must key in the correct vendor's code with your transaction... otherwise you'll just get back 1% like on every other purchase. So my question is, what is YOUR experience with the card? Is everyone getting the advertised 5% or minimum 1% on qualifying purchases? I'd appreciate any feedback THANK YOU!!! I will choose a best answer

perfectcreditclub

Nothing to worry about with that disclaimer. It is not AMEX trying to get out of paying you your 5% - it is just letting you know that if the places you shop for gas do not have their systems set up to differentiate your gas purchases from regular merchandise that AMEX has no way of knowing that they should pay 5% instead of 1%.I hope this makes sense.Here is a link to the online application for American Express's SimplyCash Card for Small Businesses: http://www.fastcreditcardoffer.com/credit-card-application/american_express_simplycash_business_card.aspx