What method of payment is advisable to use when shopping?

geegee · 03-05-08

WonderingWhy · 03-05-08

It depends on what you're buying, but for small things your best bet is to pay in cash.If you use cash, you're less likely to overspend or buy things you dont need, since you see exactly what you have and where it's going.If you buy things on credit, it seems like a limitless pit of money you can charge at any whim.

iltmaemc · 03-05-08

Cash

mykenagac · 03-05-08

i prefer to use debit card....i always do...i hate to carry cash around....and alot safer

earthangel · 03-05-08

Hi,It depends on what you're buying and how much you have on your budget.Some people can pay cash all the time. Paying cash eliminates the interest incurred from charging. Cost less.Shopping by card, you have to pay the interest plus the danger of paying a bit more if you forget to pay on time. The good thing about using card is you are creating a credit history which is good if you pay on time all the time.

Iris · 03-05-08

for safer always use cash but if your spending thousands use debit card. If you use your credit card and spend thousands you can ended up paying more because of interest and finance charges.

MAGpie · 03-05-08

Cash - for groceries, clothes, dining out. Prevents splurging.Card - for electronic equipments, furnitures, fixtures.

warriorisachild · 03-05-08

if by cash, you get it way cheaper than using cards. but nowadays, if u intend to use cards, check out for those with 0% interest for 12 months. its worth it.

manilagirl · 03-05-08

Depends on where you do your shopping. I always find it convenient to use my credit card when shopping in the malls.

Sophie79 · 03-05-08

Credit card. BUT treat it like cash -- meaning, you only spend what you have. If you do this, you won't get charged any "finance charges" -- plus, you get "points" which you can redeem later on. Also, it's safer to just have plastic on you these days.Hope that helps.