battgirl

Cash. Transaction is done when you have paid. No other pending charges or interests. Return of merchandise is also easier since the company will either give you vouchers or cash, no other procedures to be taken up like calling the credit card company for cancellation.Debit cards are also okay. Equivalent to cash. The advantage is you pay to the last digit. You are not rounding off amounts. if it's 99.99, you get charged for 99.99.If you do online shopping however, I think credit card payments work best because you can always report disputes and cancel payments in case the merchandise don't arrive.

Johny

Cold hard cash.

wildyoungnfree

I use credit cards in paying as always as possible. Paying credit cards is so convenient to me as I use internet banking. Plus credit companies give incentives to their good customers, a friend of mine just won a brand new car in one of the promos.I use cash for amount less than P500 and I seldom buy items of small amount unless very necessary.

Sirena

when you're in your own country, use cash. when you're a tourist, use plastic.

KidKupad

Cash that I have previously saved for such purpose. That way I would have enough time to think it over and that I am buying something because I really need it, and I am not buying on impulse.

babycakes

mommy uses plastic all the time.